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30 Single-Serving Sticks
Individually wrapped sticks. Toss them in a bag and mix one anywhere.
HSA eligible
$89.97 ($3.00/serving)
Shop this size★★★★★ 4.9 | 30,238+ reviews
HSA and FSA at checkout
Save 30% by using your HSA or FSA card
Your card is a payment option at checkout, next to credit card and the wallets. That money was set aside before income tax, so you keep the tax you would have paid on it.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
How does paying with HSA or FSA save me money?
Put in your own numbers, or pick the size you want and we will load it for you.
See what you keep
Pick a size on the right, or drag the sliders.
Tax you never pay
$45
on a $150 order paid with pre-tax dollars at 30%
Combined means income plus payroll taxes, and it differs by person, income and state. This is an illustration, not tax advice, and it is not a discount. Yearly contribution limits are in IRS Publication 969.
Choose your size
Tap a size to load it into the calculator. Tap more than one to add them up.
How it works
What happens at checkout
Three steps, all of them inside the checkout you already use.
01
Pick HSA/FSA in the payment list
It sits with credit card and the wallets, not off in a separate flow.
02
Answer a few health questions
A licensed provider reviews your answers, not our products.
03
Pay on one card, or two
Use your HSA or FSA card, or split the order across two cards. Your letter of medical necessity arrives by email after you check out.
Shop HSA eligible items
Every size below is HSA and FSA eligible.
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60-Serving Pouch
A 30 day supply at the recommended two servings a day.
HSA eligible
$109.97 ($1.83/serving)
Shop this size
Most popular
90-Serving Pouch
A 45 day supply at the recommended two servings a day.
HSA eligible
$149.97 ($1.66/serving)
Shop this size
Best value
180-Serving Pouch
A 90 day supply at the recommended two servings a day.
HSA eligible
$269.97 ($1.50/serving)
Shop this sizeThe process is smooth and easy
No new account
No new account to open and no balance to top up. Bring the card your employer gave you.
Your order is not held up
The questions do not hold up your order, so you pay and check out as normal.
A medical provider reviews the order
A licensed provider reviews your answers to confirm the purchase meets IRS requirements. Your answers are handled confidentially.
Credit cards are still an option
Payment with a credit card is still an option, if you decide not to proceed with HSA/FSA.
Common questions
What are FSA and HSA accounts?
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits portal.
Can I use my HSA/FSA at Cardio Miracle?
Yes. Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card. If your order needs a letter of medical necessity, it comes to you by email after you check out.
Can I use my regular credit card instead?
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
What is a letter of medical necessity?
Under IRS rules, some things you buy count as a medical expense only when they treat a specific health condition, not when they are for general health. A letter of medical necessity is a licensed provider's written opinion that a product may treat a condition you have.
Here is how it works. You answer a few health questions at checkout. A licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.
Your answers stay private. They go to the licensed provider who reviews them, not to Cardio Miracle, and your letter is emailed only to you.
Are there any fees?
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
When should I use my FSA/HSA dollars?
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
How long until I get my letter of medical necessity?
It arrives by email after you check out. If you do not see it, check your spam folder first, then reach out through our contact page and we will help.
I don't have an HSA/FSA. Can I still benefit?
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
I don't live in the US. Can I still use this?
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
The fine print
Eligibility depends on your plan and on a licensed provider confirming the purchase supports a health need. Not everyone qualifies, and your plan makes the final decision on any claim. The figures on this page are illustrations, not tax advice. Contribution limits and account rules are set by the IRS. Cardio Miracle is a dietary supplement and is not intended to diagnose, treat, cure or prevent any disease.